Millions of Consumers Lack Credit History

Many U.S. consumers do not have a credit history or enough record of borrowing to establish a credit score, which is information that helps track the likelihood they will repay their debts and how much is owed to creditors.

One in every 10 adults, or 26 million people, do not have a credit history with one of the three nationwide consumer reporting agencies, according to data released by the Consumer Financial Protection Bureau this week.

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